Jennifer has been in the mortgage business since 2001. The mortgage industry was introduced to her after she concluded that the nursing school was not for her. Immediately starting in the mortgage division at a large Bank, Jennifer knew this was where she was meant to be. Jennifer enjoys helping her clients navigate the home buying process and coming up with options and solutions. Jennifer believes homeownership is the American dream and wants to help as many people as possible become a homeowner. Nothing is more satisfying to Jennifer than the call to a first-time buyer who never thought homeownership was possible on the day of closing to congratulate them.  She is also passionate about helping veterans and active-duty military members become homeowners as she is married to a veteran and have personally benefited from using a VA loan.  She is also a Certified Veterans Loan Specialist. 
Jennifer grew up in Southern Arizona and has a love for the area. She sits on the Southern Arizona Economic Development Group board and Benson Chamber. She has a desire to support the community, local business owners and encourage positive growth in Southern Arizona.
On the weekends Jennifer is typically enjoying the outdoors either hiking, riding and competing her horses or on the back of a Harley.  

Jennifer Row

NMLS 193425

Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. Fairway is not affiliated with any government agencies. Equal Housing Opportunity.

Fairway is required to disclose the following license information. AZ License #BK-0904162

Michael Morgan is a seasoned resident of Tucson with deep roots in the community. A graduate of Amphitheater High School and the University of Arizona, where he earned his Bachelor of Science degree in finance in 1996, Michael embarked on a successful career in the mortgage industry. His journey began at Select Mortgage, where he quickly distinguished himself as a reliable and dedicated mortgage professional. Over the years, Michael's expertise and commitment have led him to his current role as Southern Arizona Regional Manager for Peoples Mortgage, where he is recognized as one of Tucson's foremost mortgage officers. Beyond his professional accomplishments, Michael is deeply engaged in giving back to his community. For over a decade, he has served as an assistant basketball coach at several esteemed institutions including Salpointe Catholic High School, Sahuaro High School, Ironwood Ridge High School, and Pima Community College. Through his coaching endeavors, Michael has not only imparted invaluable skills to Tucson's youth but has also served as a role model, exemplifying integrity, discipline, and perseverance.

Michael is a compassionate individual who has dedicated over a decade of his life to making a meaningful impact in the lives of foster children across Southern Arizona. At More Than A Bed, Michael has focused on raising funds and collecting toys to provide comfort and joy to children in need.

Driven by a deep sense of empathy, Michael’s journey began with a simple goal: to go beyond providing just a bed for foster children. Recognizing the emotional and psychological needs of these vulnerable youngsters!
Michael has established a legacy of generosity and kindness, becoming a beacon of hope for countless foster children. His commitment to uplifting the spirits of these young individuals has left a lasting impact on the community, showcasing the profound difference that one person's dedication can make.

Michael’s story serves as an inspiration to others, highlighting the transformative power of small acts of kindness and the profound influence they can have on the lives of those facing adversity.

LO Licensing: AL-224433  AZ LO-0912532  CO-100535320  NM  NV-57152  WA-MLO-224433 NMLS-224433   
Company Licensing: Peoples Mortgage Company, A DBA of Moria Development, Inc.  AL-23161  AZ-0904164  CO - Regulated by the Division of Real Estate  NM  NV-4200  WA-CL-6274 | NMLS-6274 | Equal Housing Lender | www.peoplesmortgage.com
Branch Address: 1610 E River Road Suite 118, Tucson, AZ 85718

Southern AZ Homes & Life TV is your inside look at the most desirable homes, elevated lifestyles, and standout businesses across Southern Arizona. We showcase the region’s finest real estate, curated design, and the local tastemakers shaping our communities. More than a show—it's a celebration of refined living in the desert. Whether you're dreaming, designing, or making your next move, let us be your guide to luxury living in Southern Arizona.

EMPOWER YOUR EMPLOYEES!
V.I.P. AT WORK partners with your business to deliver a home financing benefit program tailored to your employees' needs; focusing on purchasing a new home or refinancing a current mortgage.

WHY V.I.P. AT WORK?
A program that benefits your employees, V.I.P. is excited to introduce you to our V.I.P. at Work program! Through partnerships with local employers, V.I.P. provides on-site education and financing assistance to your employees to help them to achieve the dream of home ownership.

Due to new legislation, the costs of benefits are skyrocketing. We provide a free benefit and our loan officers go through a certification process so they’ll provide top-notch service to your employees. We provide education regarding home financing, review their financing situation, and help prepare them to purchase a home.

Sam & Trisha Azares
The Azares Team met where they were both named in the top 5 percent of the company’s originators. They continued achieving top honors as they grew their careers together; complimenting each other’s strengths, while sustaining each other’s limitations. Together, they go above and beyond their clients’ needs to make sure they are fully taken care of. whether it is a first-time homebuyer, retired client or high-end affluent client, their dedication to work together for their clients and partners is unmatched.

V.I.P. Mortgage, Inc. has become a great match for the Azares team, putting customers first – always. Their business has been built focusing on service communication and educating their clients.

 
Outside of work, their three crazy young boys keep them incredibly busy. They enjoy watching them play basketball, going to the park, and making trips to the lake and camping. 

Trisha Azares
Producing Branch Manager | NMLS 630216

Sam Azares
Senior Loan Officer | NMLS 629829 

5401 N Oracle Rd, Tucson, AZ 85704

V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. AZ: Mortgage Banker License No. BK-0909074. V.I.P. Mortgage, Inc. is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. V.I.P. Mortgage, Inc. is approved to participate in FHA programs but the products and services performed by V.I.P. Mortgage, Inc. are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.